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Health Education for Microcredit Clients in Peru

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Researchers: 
Additional Researchers: 
Lia CH Fernald
Sample: 
2130 clients (85% women) distributed among 135 village banks in the city of Pucallpa and its surrounding area in Ucayali district of Peru
Status: 
Complete
Short Description: 
Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI.
Context:

Peru is a developing country rife with healthcare challenges. According to the World Health Organization, children have a 25% chance of dying before reaching the age of 5[1]. A lack of knowledge about preventable illness like diarrhea and access to immunization contributes to poor health status of vulnerable families.

PRISMA,  a microfinance institution lending to over 20,000 clients, partnered with IPA to provide microfinance with health education[2].  Freedom from Hunger, an NGO that provides supportive services for the poor, provided guidance to PRISMA in developing an education program based on its worldwide Credit with Education module.

Description of the Intervention:

PRISMA village banks were randomly assigned to either a treatment or comparison group. During eight monthly bank meetings, villagers belonging to treatment banks received health education trainings from loan officers, trained by Freedom from Hunger and PRISMA.  The trainings included the following topics focusing on child and maternal health: common childhood illnesses, four danger signals (e.g. diarrhea, cough, fever), medical exams, indicators of quality medical visits, and care for sick children. Surveys administered before and after the trainings collected data on height, weight and hemoglobin ( to measure anemia), days absent from work due to illness, and child nutrition patterns. Institutional outcomes like client retention and repayment rates were also measured.

Results and Policy Lessons:

Adults who received the health education training had significantly higher levels of knowledge of module content than those in the comparison group.   There was no impact on health outcomes for children or institutional outcomes.



[1]World Health Organization, “Peru,” http://www.who.int/countries/per/en/.

[2]Prisma, “Microfinanzas, ” http://www.prisma.org.pe/#cabecera.

Timeframe: 
January 2005- January 2007

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